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Click on One of the Links Below to Apply that Best Suits Your Financial Needs.

EZ Pay
RTO - Credit Check

A credit check will only be necessary for structures with an RTO amount over $12,000.  A credit score of 600 or higher is needed to proceed if a credit check is required.

  • The maximum amount able to be accepted through RTO is $20,000.

  • If the structure is over $20,000, the difference would have to be paid, aside the down payment.

  • Renters are eligible for contracts up to 48 months, providing a signed landlord release from the property owner.

  • Owners are eligible for contracts up to 60 months

  • Customers must have a minimum income of $1000 monthly

HFS Home Improvement

  • Up to 120% financing so you are allowed to finance any concrete foundations, etc.

  • Terms up to 20 years

  • No Appraisal required

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STEPS

  1. Apply for the loan (doesn't affect your credit, get same day answers)

  2. Speak to a loan consultant

  3. Provide Documentation

  4. Your loan funds. 

RTO National
No credit check

  • RTO with no credit check offers 24 - 60 month terms 

  • Up to $20,000 on structures

  • Customer or Co-buyer must be listed as porperty owner

  • No proof of income

  • No Payments until 30 days after installation

  • Early payoff and upfront payoff avaialable.

RTO National
Finance -
Credit Check

For traditional financing, a credit score of 680 or higher is needed.  

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24 - 60 month terms are available on all approvals.  There is NO early payoff penalty.

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